I am white British. I grew up in inner city Manchester and also spent some of my schooldays in India at the International school in Delhi.
I went to the University of Wales, Bangor, where I did an undergraduate degree and then a PhD in Financial Economics, and while in Wales I also developed a passion for climbing.
From there I joined the Natwest Group and held a number of roles including Commercial Director of Coutts and CEO of NatWest Investments before joining Gartmore as Group MD where I was for 6 years and then BNY Mellon where I stayed for 4 years.
I joined Old Mutual in 2012 and have been CEO of Old Mutual Wealth for four years.
I have been married for 32 years and we have two grown-up children.